A rising number of Cumbrians are battling against debt, with more than 800 declared insolvent in a year.
One leading advice charity in the county says increasing levels of “in-work” poverty are now fueling the problem as working adults whose wages have stagnated struggle to make ends meet.
Government figures reveal that every local authority area in the county last year saw a significant rise in insolvencies.
Women topped the list of those declared unable to pay their debts.
Carlisle saw the highest number of insolvencies – 193. Of these 107 were women.
The next highest number of insolvencies was in Allerdale, where 182 individuals were insolvent, 107 of them women.
That figure meant Allerdale was the 86th most insolvent area in the country, according to the Government's Insolvency Service.
In Copeland, women also outranked men for debt, with 83 declared insolvent compared to 51 men.